New Year, New Tone in Markets

In 2018, nearly all major asset classes lost value.  Overall, it was the worst year for investors since 2008. U.S. stocks managed to ignore the deteriorating returns in bonds, commodities and overseas markets for the first three quarters of the year, then finally gave in during the fourth quarter.  A toxic cocktail of negative macro […]

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A Crisis of Confidence

As the year winds down, investors are suffering a crisis of confidence brought about by a confluence of factors that is seemingly causing a buyer’s strike in the markets.  For the first time since 2008, all three major U.S. market indexes (Dow, S&P 500, NASDAQ) will end the year in the red. The declines for […]

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Markets Not In a Festive Mood

While 2018 was progressing well for most investors as recently as September, it is ending in disappointment.  It’s not so much that the year-to-date declines are horrendous, but more that the declines off peak prices three months ago are significant and that there were very few places to generate positive returns.  Investors with portfolios diversified […]

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Mid-Quarter Update: A Setback for Stocks

While the third quarter of 2018 was uneventful but quite profitable as U.S. stocks drifted up to their all-time highs in September, the first half of the fourth quarter has proven to be the opposite: plenty going on in politics and in the markets and the major stock indexes solidly in the red as compared […]

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2 Simple Steps to Effective, Low-Stress Investing

Broadly speaking, there are just two simple things investors need to do to enjoy lifelong, effective, low-stress investing:Step 1: Know their personal investment risk toleranceStep 2: Invest according to this personal risk toleranceStrategic investing mistakes mostly fall into one of two categories:The first is to invest too conservatively. Investors who are excessively cautious tend to leave investing […]

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